The credit limit in SAP Business One is the maximum permitted amount of outstanding receivables that a customer may have against your company. It is used to manage the credit risk and helps to recognise potential payment defaults at an early stage.
Function and meaning:
- The credit limit can be set in the terms of payment be defined.
- The terms of payment are set out in the Business partner master record deposited.
- The default value stored there can be changed in the respective customer master record under the terms of payment can be customised.
- The corresponding field reads: "Maintain credit limit (default value from payment term)".
System behaviour when exceeded:
- If, when adding a sales document (e.g. Order, delivery note, A/R Invoice) exceeds the defined credit limit, the system displays a warning message.
- You can configure, for which document types this warning should appear.
- This setting is made under Administration > System initialisation > General settings > GP in the area Restriction of customer activities.
- System messages only appear if the checkbox "Credit limit" was activated.
Further information:
- In the business partner master record (Menu: Business partner > Business partner master data), the credit limit on the tab terms of payment to find.
- To use the field in queries: Table name = OCRD, field name = CREDITLINE.
Authorisations and restrictions:
- System authorisations can determine whether users are allowed to enter service calls for customers whose credit limit has been exceeded.
- Full authorisation: Users can enter service calls after confirming the warning message.
- No authorisation: Users cannot confirm the warning and cannot create service calls.
Difference to the exposure limit:
In contrast to the Commitment limit takes this into account Credit limit exclusively open receivables of the customer. The exposure limit extends this consideration to include the value of customer cheques that have not yet been deposited.
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